Incoming resident here. I've been having a bit of a hard time lately with personal life changes related to moving for residency and I think it would be helpful to go to a therapist. However, when I filled out my pre-employment residency health forms, they even asked if I had ever seen a therapist or mental health professional before. I don't have any psychiatric history that I have disclosed to my program and I do not plan on taking any medication- if they had to put a diagnosis for billing, I assume it would be "adjustment disorder".
However, I need to choose a health insurance plan, and I'm not sure if it is worth choosing one with out of network coverage for therapy because I'm hesitant to even bill it through my residency employment insurance. The other option would be to just pay cash and let my parents help me pay right now 🙁 Which they are willing to do, but obviously it is expensive and it would be nice to use insurance if possible.
But, I don't want this to affect any licensing down the road. I would have never ever thought seeing a therapist without a psychiatric diagnosis like depression, bipolar disease etc. would be any sort of issue, but I am now nervous after being asked about that by my employee health. It's crazy to me how they even asked that- I feel like most people could benefit from therapy, even without any psychiatric diagnosis. If anyone has any guidance, I'd really appreciate it!
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